.header{background-color:var(--surface);border-bottom:1px solid var(--border);height:var(--header-height);position:sticky;top:0;z-index:1000;display:flex;align-items:center;box-shadow:var(--shadow-sm)}.header-container{display:flex;align-items:center;justify-content:space-between;width:100%}.logo{display:flex;align-items:center;gap:var(--spacing-sm);font-weight:700;font-size:1.5rem;color:var(--primary);letter-spacing:-.02em;text-decoration:none}.logo-icon{color:var(--primary)}.desktop-nav{display:flex;gap:var(--spacing-xl);align-items:center}.nav-link{font-weight:600;color:var(--text-light);transition:color .2s;font-size:1rem;display:flex;align-items:center;gap:4px;padding:var(--spacing-xs) 0}.nav-link:hover,.nav-link.active{color:var(--primary)}.nav-dropdown-container{position:relative;height:100%;display:flex;align-items:center}.dropdown-menu{position:absolute;top:100%;left:50%;transform:translate(-50%) translateY(10px);background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-md);box-shadow:var(--shadow-lg);padding:var(--spacing-xs);min-width:220px;opacity:0;visibility:hidden;transition:all .2s cubic-bezier(.4,0,.2,1);z-index:1001}.nav-dropdown-container:hover .dropdown-menu{opacity:1;visibility:visible;transform:translate(-50%) translateY(0)}.dropdown-item{display:block;padding:var(--spacing-sm) var(--spacing-md);color:var(--text-main);text-decoration:none;font-size:.95rem;border-radius:var(--radius-sm);transition:background .1s;font-weight:500}.dropdown-item:hover{background-color:var(--background);color:var(--primary)}.mobile-menu-btn{display:none;color:var(--text-main);padding:var(--spacing-xs);cursor:pointer}.mobile-nav{display:none}@media(max-width:900px){.desktop-nav{display:none}.mobile-menu-btn{display:block}.mobile-nav{display:flex;flex-direction:column;position:fixed;top:var(--header-height);left:0;right:0;bottom:0;background-color:var(--surface);padding:0;transform:translate(100%);opacity:0;visibility:hidden;transition:all .3s cubic-bezier(.4,0,.2,1);z-index:999;overflow-y:auto}.mobile-nav.open{transform:translate(0);opacity:1;visibility:visible}.mobile-nav-link{font-size:1.1rem;font-weight:600;padding:var(--spacing-md) var(--spacing-lg);border-bottom:1px solid var(--border);width:100%;text-align:left;display:flex;justify-content:space-between;align-items:center;color:var(--text-main)}.mobile-dropdown-items{background-color:var(--background);display:flex;flex-direction:column}.mobile-sub-link{padding:var(--spacing-md) var(--spacing-xl);font-size:1rem;color:var(--text-light);border-bottom:1px solid rgba(0,0,0,.03)}.mobile-sub-link.active{color:var(--primary);font-weight:700;background-color:#0052cc0d}}.footer{background-color:#0c1c38;color:var(--background);padding:var(--spacing-3xl) 0 var(--spacing-xl);margin-top:auto;font-size:.95rem}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:var(--spacing-2xl);margin-bottom:var(--spacing-2xl)}.footer-brand h3{color:var(--surface);font-size:1.5rem;margin-bottom:var(--spacing-md);letter-spacing:-.01em}.footer-desc{color:#94a3b8;line-height:1.6;max-width:320px}.footer-links h4{color:var(--surface);margin-bottom:var(--spacing-lg);font-size:1.1rem;font-weight:700}.footer-links{display:flex;flex-direction:column;gap:var(--spacing-md)}.footer-links a{color:#cbd5e1;transition:color .2s,transform .2s;display:inline-block}.footer-links a:hover{color:#fff;transform:translate(4px)}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:var(--spacing-xl);text-align:center}.affiliate-disclosure{font-size:.85rem;color:#64748b;margin-bottom:var(--spacing-md);font-style:italic;max-width:800px;margin-left:auto;margin-right:auto}.copyright{font-size:.9rem;color:#64748b}@media(max-width:900px){.footer-grid{grid-template-columns:1fr;gap:var(--spacing-xl);text-align:center}.footer-desc{margin:0 auto}.footer-links{align-items:center}}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.75rem 1.75rem;border-radius:var(--radius-md);font-weight:600;cursor:pointer;transition:all .2s cubic-bezier(.4,0,.2,1);font-size:1rem;text-decoration:none;line-height:1.5;border:1px solid transparent;-webkit-user-select:none;user-select:none;white-space:nowrap}.btn:active{transform:scale(.98)}.btn-primary{background-color:var(--primary);color:#fff;box-shadow:0 4px 6px -1px #2563eb33}.btn-primary:hover{background-color:var(--primary-dark);box-shadow:0 6px 8px -1px #2563eb4d;transform:translateY(-1px)}.btn-secondary{background-color:var(--secondary);color:#fff;box-shadow:var(--shadow-sm)}.btn-secondary:hover{background-color:#0c1c38;transform:translateY(-1px)}.btn-outline{background-color:transparent;border-color:var(--border);color:var(--text-main)}.btn-outline:hover{border-color:var(--primary);color:var(--primary);background-color:#0052cc0d}.btn-ghost{background-color:transparent;color:var(--text-light);padding:.5rem 1rem}.btn-ghost:hover{background-color:#091e420d;color:var(--text-main)}.btn-lg{padding:1rem 2rem;font-size:1.125rem}.btn-full{width:100%}.btn:disabled{opacity:.6;cursor:not-allowed;pointer-events:none}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--spacing-lg);box-shadow:var(--shadow-sm);transition:transform .2s cubic-bezier(.4,0,.2,1),box-shadow .2s cubic-bezier(.4,0,.2,1);position:relative;overflow:hidden;height:100%;display:flex;flex-direction:column}.card:hover{box-shadow:var(--shadow-md);border-color:#cfd3d9}.card-title{font-size:1.25rem;font-weight:700;margin-bottom:var(--spacing-sm);color:var(--text-main);display:flex;align-items:center;justify-content:space-between}.card-content{color:var(--text-light);flex-grow:1}.highlight-border{border-top:4px solid var(--primary)}@media(max-width:640px){.card{padding:var(--spacing-md)}}.hero-section{padding:var(--spacing-3xl) var(--spacing-md);background:linear-gradient(135deg,#eff6ff,#e0f2fe);border-bottom:1px solid var(--border);position:relative;overflow:hidden}.hero-title{font-size:3.5rem;color:var(--secondary);margin-bottom:var(--spacing-md);line-height:1.1;letter-spacing:-.02em}.hero-subtitle{font-size:1.25rem;color:var(--text-light);margin-bottom:var(--spacing-xl);max-width:600px;margin-left:auto;margin-right:auto;line-height:1.6}.hero-cta-group{display:flex;justify-content:center;gap:var(--spacing-md);flex-wrap:wrap}.hero-btn{min-width:200px}.quick-actions-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:var(--spacing-lg)}.action-card{height:100%;text-align:center;padding:var(--spacing-xl)}.hover-card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg);border-color:var(--primary)}.icon-box{width:64px;height:64px;border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:var(--spacing-lg)}.bg-blue-100{background-color:#dbeafe}.bg-green-100{background-color:#dcfce7}.bg-purple-100{background-color:#f3e8ff}.bg-orange-100{background-color:#ffedd5}.action-card h3{margin-bottom:var(--spacing-xs);font-size:1.25rem}.action-card p{color:var(--text-light);margin-bottom:var(--spacing-lg);font-size:.95rem;flex-grow:1}.text-link{color:var(--primary);font-weight:600;display:inline-flex;align-items:center;gap:4px;font-size:.95rem}.explore-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:var(--spacing-lg)}.explore-card{padding:var(--spacing-lg)}.flex-row-center{display:flex;align-items:flex-start;text-align:left;gap:var(--spacing-md)}.explore-card h3{font-size:1.25rem;margin-bottom:var(--spacing-2xs)}@media(max-width:768px){.hero-title{font-size:2.25rem}.hero-section{padding:var(--spacing-xl) var(--spacing-md)}.hero-cta-group{flex-direction:column;width:100%}.hero-btn{width:100%}.action-card{padding:var(--spacing-lg)}.flex-row-center{flex-direction:column;text-align:center;align-items:center}.explore-card .btn{width:100%}}.input-group{margin-bottom:var(--spacing-md);display:flex;flex-direction:column}.input-label{font-size:.9rem;font-weight:500;margin-bottom:var(--spacing-xs);color:var(--text-main)}.input-wrapper{display:flex;align-items:center;border:1px solid var(--border);border-radius:var(--radius-md);background-color:var(--surface);transition:all .2s;overflow:hidden}.input-wrapper:focus-within{border-color:var(--primary);box-shadow:0 0 0 2px #2563eb1a}.input-wrapper.error{border-color:#ef4444}.input-field{flex:1;border:none;padding:.75rem;font-size:1rem;outline:none;width:100%;color:var(--text-main)}.input-prefix,.input-suffix{padding:0 .75rem;background-color:var(--background);color:var(--text-muted);font-size:.9rem;font-weight:500;height:100%;display:flex;align-items:center;border-left:1px solid var(--border)}.input-prefix{border-left:none;border-right:1px solid var(--border)}.input-helper{font-size:.8rem;color:var(--text-muted);margin-top:4px}.page-title{font-size:2.25rem;margin-bottom:var(--spacing-sm);color:var(--text-main);display:flex;align-items:center;justify-content:center;gap:var(--spacing-sm)}.page-subtitle{color:var(--text-muted);max-width:600px;margin:0 auto var(--spacing-2xl)}.inline-icon{width:32px;height:32px;color:var(--primary)}.calculator-layout{display:grid;grid-template-columns:1fr 1fr;gap:var(--spacing-xl);align-items:start}.result-card{background:#f8fafc;border-color:var(--primary);border-width:2px}.result-item{display:flex;justify-content:space-between;padding:var(--spacing-sm) 0;border-bottom:1px solid var(--border);font-size:1rem}.result-item:last-child{border-bottom:none}.result-item.highlight{font-weight:700;font-size:1.25rem;color:var(--primary);padding-bottom:var(--spacing-md);border-bottom:2px dashed var(--border);margin-bottom:var(--spacing-md)}.result-item.total{font-weight:600;color:var(--text-main);border-top:1px solid var(--border);margin-top:var(--spacing-sm);padding-top:var(--spacing-md)}.result-cta{margin-top:var(--spacing-xl);padding-top:var(--spacing-lg);border-top:1px solid var(--border);text-align:center}.cta-text{font-weight:600;margin-bottom:var(--spacing-md);color:var(--text-main)}.mb-2{margin-bottom:var(--spacing-sm)}@media(max-width:768px){.calculator-layout{grid-template-columns:1fr;gap:var(--spacing-lg)}}.doc-card-header{display:flex;align-items:center;gap:var(--spacing-sm);color:var(--primary)}.doc-icon{width:24px;height:24px}.doc-list{list-style:none;padding:0;margin:0 0 var(--spacing-lg) 0}.doc-item{display:flex;align-items:flex-start;gap:var(--spacing-sm);margin-bottom:var(--spacing-sm);font-size:.95rem;color:var(--text-main)}.check-icon{color:var(--accent);min-width:18px;margin-top:3px}.doc-cta{background-color:var(--background);padding:var(--spacing-md);border-radius:var(--radius-md);text-align:center;border:1px dashed var(--border)}.cta-buttons{display:flex;gap:var(--spacing-sm);justify-content:center;flex-wrap:wrap}.doc-note{background-color:#fffbeb;padding:var(--spacing-md);border-radius:var(--radius-md);font-size:.9rem;color:#92400e;border:1px solid #fcd34d}.docs-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--spacing-xl);margin-bottom:var(--spacing-2xl)}.downloads-section{margin-top:var(--spacing-2xl);padding-top:var(--spacing-xl);border-top:1px solid var(--border)}.downloads-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:var(--spacing-lg)}.download-card{text-align:center;transition:transform .2s}.download-card:hover{transform:translateY(-4px);border-color:var(--primary)}.download-content{display:flex;flex-direction:column;align-items:center;gap:var(--spacing-md)}.download-content h3{font-size:1.1rem;margin:0}.mr-2{margin-right:.5rem}.btn-sm{padding:.5rem 1rem;font-size:.875rem}@media(max-width:768px){.docs-grid{grid-template-columns:1fr}}.legal-content-wrapper{max-width:800px;margin:0 auto;display:flex;flex-direction:column;gap:var(--spacing-lg)}.legal-card{padding:var(--spacing-xl)}.legal-card.hover-none:hover{transform:none;box-shadow:var(--shadow-sm)}.legal-card.highlight-border{border-left:4px solid var(--accent)}.card-header-icon{display:flex;align-items:center;gap:var(--spacing-md);margin-bottom:var(--spacing-md);color:var(--primary)}.card-header-icon h2{font-size:1.5rem;margin:0;color:var(--text-main)}.legal-list{padding-left:var(--spacing-lg);display:flex;flex-direction:column;gap:var(--spacing-sm)}.legal-list li{position:relative;list-style-type:disc;color:var(--text-main)}.cross-list li{list-style-type:none;padding-left:20px}.cross-list li:before{content:"✕";position:absolute;left:0;color:#ef4444;font-weight:700}.mission-statement{background-color:var(--primary);color:#fff;padding:var(--spacing-2xl);border-radius:var(--radius-lg);margin-top:var(--spacing-lg)}.mission-statement h3{font-size:1.5rem;margin-bottom:var(--spacing-md)}.mission-statement p{font-size:1.25rem;font-style:italic;font-weight:500;line-height:1.6}.mt-xl{margin-top:var(--spacing-xl)}.text-link{color:var(--primary);font-weight:600;text-decoration:underline}.text-link:hover{color:var(--primary-dark)}@media(max-width:768px){.mission-statement p{font-size:1.1rem}}.product-header{margin-bottom:var(--spacing-2xl);max-width:800px;margin-left:auto;margin-right:auto}.cards-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:var(--spacing-lg);margin-bottom:var(--spacing-xl)}.product-card{display:flex;flex-direction:column;height:100%;text-align:center}.card-icon-wrapper{margin-bottom:var(--spacing-lg);display:flex;justify-content:center;padding:var(--spacing-md);background:var(--background);border-radius:50%;width:80px;height:80px;align-items:center;margin-left:auto;margin-right:auto}.product-desc{color:var(--text-light);font-size:.95rem;margin-bottom:var(--spacing-md);flex-grow:1;line-height:1.6}.product-cta{margin-top:auto}.eligibility-section{max-width:600px;margin:0 auto}.form-grid{display:grid;gap:var(--spacing-md);margin-bottom:var(--spacing-lg)}.select-field{width:100%;padding:.75rem 1rem;border:1px solid var(--border);border-radius:var(--radius-md);font-size:1rem;background-color:#fff;appearance:none;background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='currentColor' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e");background-repeat:no-repeat;background-position:right 1rem center;background-size:1em}.select-field:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px #0052cc1a}.benefits-card{background-color:var(--surface);padding:var(--spacing-2xl)!important}.benefits-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:var(--spacing-xl);text-align:center}.benefit-item{display:flex;flex-direction:column;align-items:center;gap:var(--spacing-sm)}.benefit-item span{font-weight:600;color:var(--secondary);font-size:.95rem}.cards-list{display:flex;flex-direction:column;gap:var(--spacing-lg);max-width:900px;margin:0 auto}.horizontal-card{transition:transform .2s;padding:var(--spacing-lg)}.h-card-content{display:grid;grid-template-columns:1fr auto;gap:var(--spacing-xl);align-items:center}.h-card-content h3{margin-top:0;margin-bottom:var(--spacing-sm);color:var(--secondary);font-size:1.35rem}.product-list-sm{list-style:none;padding:0;margin:0;color:var(--text-light);font-size:.95rem}.product-list-sm li{margin-bottom:6px;display:flex;align-items:center;gap:8px}.product-list-sm li:before{content:"•";color:var(--primary);font-weight:700}.h-card-actions{display:flex;flex-direction:column;width:200px;gap:var(--spacing-sm)}.tips-box{background-color:#fff;padding:var(--spacing-xl);border-radius:var(--radius-lg);border-left:5px solid var(--accent);box-shadow:var(--shadow-md);max-width:800px;margin:0 auto}.tips-box h3{margin-top:0;color:var(--secondary);margin-bottom:var(--spacing-md)}.tips-list{margin:0;padding-left:1.25rem}.tips-list li{margin-bottom:.75rem;color:var(--text-main)}.text-success{color:#36b37e}.text-primary{color:var(--primary)}.text-accent{color:#ff5630}.text-secondary{color:#6554c0}.pb-0{padding-bottom:0}.pt-0{padding-top:0}@media(max-width:768px){.h-card-content{grid-template-columns:1fr;gap:var(--spacing-lg)}.h-card-actions{width:100%;flex-direction:row;flex-wrap:wrap}.h-card-actions .btn{flex:1;min-width:120px}}.cibil-grid{display:flex;flex-direction:column;gap:var(--spacing-lg);max-width:900px;margin:0 auto}.cibil-check-card{padding:var(--spacing-xl)!important;background:linear-gradient(to right bottom,#fff,#f0f9ff)}.score-table-wrapper{overflow-x:auto}.score-table{width:100%;border-collapse:collapse;margin-top:var(--spacing-sm)}.score-table th,.score-table td{padding:var(--spacing-md);text-align:left;border-bottom:1px solid var(--border)}.score-table th{background-color:#f8fafc;font-weight:600;color:var(--text-dark)}.bg-success-light{background-color:#dcfce7}.bg-danger-light{background-color:#fee2e2}.grid-2-col{display:grid;grid-template-columns:1fr 1fr;gap:var(--spacing-lg)}.icon-list{list-style:none;padding:0;margin:0}.icon-list li{display:flex;align-items:center;gap:var(--spacing-sm);margin-bottom:var(--spacing-sm);font-size:.95rem}.improvement-card{background:linear-gradient(135deg,var(--primary) 0%,#1e40af 100%);color:#fff}.improvement-content{display:flex;justify-content:space-between;align-items:center;gap:var(--spacing-lg);flex-wrap:wrap}.improvement-text h3{color:#fff;margin-top:0;margin-bottom:var(--spacing-xs)}.improvement-text p{margin:0;opacity:.9}.improvement-actions{display:flex;gap:var(--spacing-md);flex-wrap:wrap}.improvement-actions .btn-outline{border-color:#fff;color:#fff}.improvement-actions .btn-outline:hover{background-color:#ffffff1a}.form-grid-inline{display:grid;grid-template-columns:1fr 1fr auto;gap:var(--spacing-md);align-items:start}@media(max-width:768px){.grid-2-col{grid-template-columns:1fr}.improvement-content{flex-direction:column;text-align:center}.form-grid-inline{grid-template-columns:1fr}}:root{--primary: #0052cc;--primary-dark: #0747a6;--secondary: #172b4d;--accent: #36b37e;--background: #f4f5f7;--surface: #ffffff;--text-main: #172b4d;--text-light: #505f79;--text-muted: #6b778c;--border: #dfe1e6;--danger: #ff5630;--spacing-2xs: .25rem;--spacing-xs: .5rem;--spacing-sm: .75rem;--spacing-md: 1rem;--spacing-lg: 1.5rem;--spacing-xl: 2rem;--spacing-2xl: 3rem;--spacing-3xl: 4rem;--radius-sm: 4px;--radius-md: 8px;--radius-lg: 12px;--radius-xl: 16px;--radius-full: 9999px;--shadow-sm: 0 1px 2px 0 rgba(9, 30, 66, .05);--shadow-md: 0 4px 8px -2px rgba(9, 30, 66, .1), 0 0 1px rgba(9, 30, 66, .1);--shadow-lg: 0 10px 20px -5px rgba(9, 30, 66, .15), 0 0 1px rgba(9, 30, 66, .1);--container-width: 1200px;--header-height: 70px}*{box-sizing:border-box;margin:0;padding:0}body{font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;background-color:var(--background);color:var(--text-main);line-height:1.5;-webkit-font-smoothing:antialiased;font-size:16px}h1,h2,h3,h4,h5,h6{color:var(--secondary);font-weight:700;line-height:1.25;margin-bottom:var(--spacing-sm)}h1{font-size:2.25rem;letter-spacing:-.01em}h2{font-size:1.75rem}h3{font-size:1.25rem}p{color:var(--text-light);margin-bottom:var(--spacing-md)}a{color:inherit;text-decoration:none;transition:color .2s}a:hover{color:var(--primary)}button{cursor:pointer;border:none;background:none;font-family:inherit}.container{max-width:var(--container-width);margin:0 auto;padding:0 var(--spacing-md);width:100%}.section{padding:var(--spacing-2xl) 0}@media(max-width:768px){:root{--spacing-2xl: 2rem;--spacing-3xl: 3rem}h1{font-size:2rem}h2{font-size:1.5rem}}